Transparent per-transaction pricing with no setup fees. Enterprise volume gets custom rates and a dedicated routing configuration.
For teams testing a new market before committing to volume.
For merchants live in multiple markets and scaling payout volume.
For high-volume merchants and platforms needing dedicated infrastructure.
| Item | Starter | Growth | Enterprise |
|---|---|---|---|
| Local rail transactions | +0.5% | Included | Included |
| Currency conversion (FX) | 1.5% spread | 1.0% spread | Negotiated |
| Chargeback fee | $15 | $15 | $12 |
| Payout frequency | Weekly | Daily or custom | Custom |
| Setup fee | $0 | $0 | $0 |
No. Starter and Growth are pay-as-you-go with no monthly minimum. Enterprise plans can include a platform fee in exchange for custom routing and dedicated support, depending on volume.
When a transaction settles in a currency different from the one it was charged in, a spread is applied to the mid-market rate at the moment of conversion. The rate shown in your dashboard is the rate you get — it isn't adjusted again at payout.
Yes. You can hold balances in multiple currencies simultaneously and choose per-entity which ones convert automatically versus which stay in their original currency.
Nothing breaks — your rate simply moves to the next applicable tier going forward. We'll flag it in your dashboard before it happens so there are no surprises on a statement.